Which statement about preventive care services is true under the Act?

• A. Preventive services require a deductible
• B. Free preventive care with no copayment or coinsurance
• C. Preventive care is optional and paid out-of-pocket
• D. Preventive care only for adults

Answer: (B)

Under the ACA, preventive care services are covered by health plans with no cost-sharing when you receive them from an in-network provider. This means there is no deductible, copayment, or coinsurance for many recommended preventive services (such as vaccines, screenings, and counseling). The aim is to remove financial barriers to preventive care, not to require out-of-pocket payment. It’s not limited to adults; many pediatric preventive services are also provided at no charge. Costs can still apply if you go out of network or if a service isn’t covered as a preventive service under your plan.