Compare Original Medicare (Parts A and B) with Medicare Advantage (Part C) in terms of coverage, networks, and extra benefits.

• A. Original Medicare covers hospital and medical services with standardized coinsurance, allows any provider; Medicare Advantage bundles Parts A, B, and often D through private plans and may offer additional benefits like vision, dental, and more, with network restrictions.
• B. Original Medicare requires a private plan to provide Part A and B; Medicare Advantage is government-run.
• C. Original Medicare includes prescription drug coverage automatically; Medicare Advantage excludes dental.
• D. Original Medicare restricts provider choice to a set network.

Answer: (A)

Original Medicare covers hospital care (Part A) and medical services (Part B) with standardized cost-sharing, and you can see any provider that accepts Medicare—there’s no private network to limit your choices. Medicare Advantage plans (Part C) are offered by private insurers and provide a bundled alternative: they replace the separate Parts A and B with a single plan that often includes Part D prescription drug coverage and may add extra benefits like vision, dental, or hearing. Because these plans operate through private networks, you usually use in-network providers to get the full benefits and lower costs, and there can be network and plan rules to follow. This combination of bundled coverage, added benefits, and network restrictions is what sets Medicare Advantage apart from Original Medicare.